Specialty Mortgage Programs
Different loans may be better suited for different borrowers depending on their unique financial situation.
We Offer Unique Loans for Unique Borrowers.
Nationwide, we understand that every borrower has a unique vision and unique circumstances that have led them to us. Our wide range of alternative, asset-based mortgage programs allow us to service the needs of tough-to-qualify real estate investors, including W-2 employees, self-employed individuals, and those with less-than-perfect credit.
Specialty Mortgage Programs
Our programs are designed to provide maximum flexibility to our borrowers, so that they can get the financing they need to achieve their goals. We’re committed to providing the highest level of customer service, and we’ll work with you every step of the way to make sure you get the best possible loan for your needs.
Term 30 Loan
Nationwide, we tailor our loans to meet the individual needs of each investor. Our loans are designed to provide real estate investors with lower payments on a long-term, fixed-rate loan with no balloon payment.
The 30-year fixed rate loan is a great option for self-employed investors and small business owners who are looking to qualify for a loan. This loan is based on the value of the property, not the personal income of the borrower, making it a great alternative to hard money loans.
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
Rehab 100%
The best way to increase property value in the short term is to invest in improvements.
This loan is designed for investors who want to purchase a property and make repairs or renovations in order to sell it for a profit. The loan is interest-only, so it is best suited for those who have a solid plan for quickly improving the value of the property.
Renovations can be financed through this program, ideal for borrowers who require a swift close. An interest-only term for one year provides reduced monthly payments. There is also a higher loan-to-value ratio than what is typically offered by hard money lenders.
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family
- Mixed Use
Bridge
A short-term interest-only loan program that does not penalize borrowers for prepaying is ideal for investors who seek short-term financing.
An interest-only, 24-month term can help you lower your monthly payments. You can use it for purchase or cash-out refinance. It’s perfect for acquiring or leveraging real estate holdings. You can get a higher LTV with it than with hard money options.
- Single Family
- Condominiums
- Townhomes
- 2-4 Unit Apartments
- Commercial Properties
Fast Term Loan
If you have equity in your property and are looking for a loan with quick and easy credit qualification, our Fast50 Term Loan is perfect for you. Even if you have derogatory credit issues, you can still be approved for this loan.
Our streamlined underwriting process requires no seasoning of ownership and offers improved pricing compared to our FlexTerm program. Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years, our loan products provide flexibility and peace of mind.
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
Foreign Investor Loan
Our Foreign Investor program is the ideal solution for foreign investors interested in purchasing investment properties in the United States. Our team of financial experts will work with you to find the best options for your needs and help you navigate the process of investing in US real estate.
LTVs up to 65% are available. No credit in the U.S. is required. Seasoning of funds is not required. No other investment experience in the U.S. is required.
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
Get The Information You Need
To learn more, call (888) 543-4410 , or complete the contact request form below and one of our investment and small commercial property specialists will reach out to you.
